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Free tool · Beta

Know exactly what evidence to send for every chargeback.

Pick the dispute reason, card network and what you sold. AntiChargeback builds a tailored evidence checklist and a cover-letter outline, right in your browser.

Free beta · No signup · Nothing you type leaves your browser

Fraud / unauthorized · VisaExample output
  • Order receipt / invoice
  • AVS and CVV results
  • 3-D Secure authentication dataKey gap
  • IP address and device details
  • Earlier undisputed ordersCE 3.0
  • Cover letter with exhibit list
3 of 6 items ready · Deadline in 9 days

What it is

A clear plan for your dispute response

AntiChargeback is a free checklist generator for online merchants responding to card disputes. It turns the dispute reason and the evidence you have into an organized list of what to gather, what's missing, and how to structure your response.

It doesn't file disputes for you, connect to your payment processor, or predict outcomes. It helps you put together a complete, well-organized response before the deadline.

Features

Everything you need to prepare a response

Reason-specific checklists

Fraud, not received, not as described, canceled subscriptions, credits and duplicates each need different proof. The list changes with the reason.

Card network notes

Relevant notes for Visa, Mastercard, American Express and Discover, such as Visa's Compelling Evidence 3.0 criteria for fraud disputes.

Gap detection

Flags key evidence you haven't marked as available, so you know what to dig up first.

Cover letter outline

A structured outline with a lettered exhibit list built from the evidence you actually have.

Deadline aware

Enter the response date from your processor's notice and see how many days you have left.

Private by design

Runs entirely in your browser. No account, no uploads, nothing stored on a server.

How it works

From notice to checklist in three steps

  1. 1

    Enter the dispute details

    Reason, card network, what you sold, the amount and your response deadline.

  2. 2

    Tick the evidence you have

    AVS/CVV, 3-D Secure, tracking, logs, emails, policies. The checklist marks what's covered and what's missing.

  3. 3

    Copy, download or print

    Take the checklist and cover-letter outline into your processor's dispute form.

Try it now · Free beta

Build your evidence checklist

Answer a few questions. The checklist updates as you go.

1 The dispute
2 What you have

Tick what you can actually produce. The checklist adapts.

Your checklist

Evidence checklist

Cover letter outline

General guidance, not legal advice. Card network rules change and your processor's instructions take precedence. Everything here runs in your browser; nothing you enter is sent anywhere.

FAQ

Questions, answered

Is it free?

Yes. The checklist builder is free to use while it's in beta, with no account required.

Does AntiChargeback submit my dispute?

No. It helps you prepare. You still upload your evidence and submit the response through your payment processor's dispute dashboard.

Will this win my dispute?

No tool can promise that. The card issuer decides the outcome. A complete, well-organized response on time simply gives your evidence the best chance of being considered.

Is my data stored anywhere?

No. Everything runs in your browser with JavaScript. Nothing you type is sent to a server, and it's cleared when you reload the page.

Which payment processors does it work with?

It's processor-agnostic. The checklist covers the kinds of evidence card networks ask for, whatever platform you use to accept payments.

Is this legal advice?

No. It's general guidance based on common card network evidence requirements, which change over time. Your processor's instructions take precedence.